If its NOT an HBCU, I just don't really care. 
.......pretty much my sentiments as well. HOWEVER..........I think its rather "curious" that the HBCU program which is alleged to be the BEST in FCS has avoided playing the BEST in FCS. But as the late NFL and college football coach brutha Denny Green once famously said: If you wanna crown them, crown them....., but they have AVOIDED playing the best. 
Ya know, I've been watching or involved with Black College sports for over 30 years now. Here is the bottom line......
There always seems to be two different idealogies when it comes to this same old debate about the FCS (and Div II) playoffs. Some who believe we SHOULDN'T participate, and those that believe we should. It's actually kinda tired having to see it hashed and re-hashed EVERY YEAR on this forum. Listen, CURRENTLY JSU is the top HBCU football program. It's been great watching their ascent with Deion as their coach, these past two years. But we all need to be honest. No matter how good they LOOK, they would get boat-raced if they played the top teams in FCS, period.
I think it's great that the SWAC is bringing in more revenue than all other FCS conferences. But, that's because we have a unique product / game, not because of the quality of play. I've been to many homecoming, classic, and rivalry HBCU games over the years and absolutely LOVE our traditions, and unique game day culture. I'd hate to lose that.......................and I don't necessarily think we would if our teams allowed themselves to qualify for the FCS playoffs. But we need to decide what is IMPORTANT.
If we think the unique culture of HBCU football, plus are ability (in the SWAC) to make a lot of money through our games, is most important, then we should keep the status quo. If we think winning a national championship (and not a fictional HBCU championship) is important, then we need to move in the direction to get our teams qualified.
However, what we CAN'T do, is continue to brag about the superiority of a Celebration (or Heritage) Bowl, or SWAC championship game, and then pretend that the quality of play is equal to the top teams in FCS. It IS NOT. In reality, most teams in the SWAC really should be Div II in football. We maintain that the SWAC is FCS but almost every team in the conference pales in comparison to even the top ten teams / programs in FCS. We know that the teams participating in the NCAA playoffs lose money.................................but that's the case for EVERY SPORTS PROGRAM in the NCAA except FBS football. So that is not a unique arrangement AND is more the rule than the exception.
Either we're interested in making the money that we're making, or we're interested in being the best. You cannot be both in the current arrangement. I'm not advocating for the SWAC (or MEAC, for that matter), to give up their revenue. But I WOULD encourage that people stop worrying about the NCAA playoffs if they're happy with their program's current position on the matter. Enjoy the unique and incredible culture of HBCU football, and just know that you can do that, even though we know our teams aren't close to being competitive with the top teams in their division.