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Messages - Neymar

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1
He could have had investments.

From YT alone he was likely pulling in a half-mill a year.

https://socialblade.com/youtube/channel/UCLjodVTY_kZzd3cQ7D82DhA

Not bad for a "personality"

He only blew up on youtube in the middle of 2020 though, and even google only really pays for "family friendly" content which his was not.

And then investments only really matter in a booming market, which it currently is not. A guy who was renting rooms complaining about electricity bills and ducking child support isnt putting money where it can be easily taken(investment vehicles).

2
General Discussion Forum / Re: MoreHouse hires a Clear Woman
« on: May 23, 2022, 07:04:39 PM »
Nobody knows how to wrangle black men like white women. :tiptoe: :tiptoe: :tiptoe:

3
According to famous wealthy people who keep track of this he was worth 4 million

People just make stuff up on that site.

4
That's why it's called risk investment. Your favorite Republican party brought this to you in 401Ks. Ronald Reagan is the reason for this. The problem is young people don't understand the consequences they make. Just like the folks who were young adults voting when Regan was in
Office didn't realize the results they would deal with at retirement age then you will pay for it for wanting the Republican party back in office now when you get to retirement. Elections have consequences. You are seeing the consequences of electing Trump with his tariffs and not doing anything about Covid and the supply chain. It doesn't happen overnight but it shows up.
I really can't get into this thread since the author once cried about student loan debt, complained about stimulus checks, bragged about how much he was making and how much he would make upon retirement, threw shade at pensions, talked about betting thirty-something thousand on a boxing match and is now whing over a downturn in the stock market.  :shrug:

Yet you'd be in your feelings if an African who lived in poverty said they didnt take Black Americans complaints about racism because you all have electricity or fresh water. :shrug:

Pensions are also bad ideas because if you die a month after death the money is gone forever.
Well I retired in 2011 and my retirement pay goes up, even though modestly) every year.  I make almost as much sitting on my behind at home as you do working. :lol:

To make my base salary off of investments considering a safe 5-8% withdrawal rate you'd have to have MILLIONS in stocks/bonds and that was before the markets tanked this year.

I'd be even more stressed.

I wasnt alive when reagan was president, but I will agree. Baby boomers really let the country down here:

5
I really can't get into this thread since the author once cried about student loan debt, complained about stimulus checks, bragged about how much he was making and how much he would make upon retirement, threw shade at pensions, talked about betting thirty-something thousand on a boxing match and is now whing over a downturn in the stock market.  :shrug:

Yet you'd be in your feelings if an African who lived in poverty said they didnt take Black Americans complaints about racism because you all have electricity or fresh water. :shrug:

Pensions are also bad ideas because if you die a month after death the money is gone forever.
Well I retired in 2011 and my retirement pay goes up, even though modestly) every year.  I make almost as much sitting on my behind at home as you do working. :lol:

To make my base salary off of investments considering a safe 5-8% withdrawal rate you'd have to have MILLIONS in stocks/bonds and that was before the markets tanked this year.

I'd be even more stressed.

6
Well the wife of minister Louis farahkan wrote a book years ago saying the same thing Kevin samuels said but in a more gentle way. Reportedly he was worth 4 million and made 500 thousand dollars per year

To be worth that much he would have had to save every cent which we know he didnt as he was buying cars, paying off child support, and traveling extensively since he went viral.

He wasnt making much from google/youtube because his material was not family friendly and fully monetized. Hence the begging for super chats during the stream, of which google takes 1/3rd(I work for their parent company so I know this for a fact) before taxes.

I'd say his worth was closer to 1 million, which was still very impressive considering he was renting rooms and delinquent on child support up until he went viral during the pandemic 2 years ago.

7

In 1987 we bought our first and only house. The 30 yr FHA loan we qualified for was 8.5%
I just shake my head at folk whining at every little bump in the road.

If I'm not mistaken the economy then was worse than today. Folk just need to calm down and stick with a proven plan.

How much was that house?

You know the median home prices in Atlanta are over 400k now? 300k used to get you a mansion in Atlanta according to the old heads.

8
I really can't get into this thread since the author once cried about student loan debt, complained about stimulus checks, bragged about how much he was making and how much he would make upon retirement, threw shade at pensions, talked about betting thirty-something thousand on a boxing match and is now whing over a downturn in the stock market.  :shrug:

Yet you'd be in your feelings if an African who lived in poverty said they didnt take Black Americans complaints about racism because you all have electricity or fresh water. :shrug:

Pensions are also bad ideas because if you die a month after death the money is gone forever.

9
His funeral is live:





11
As of this writing, May 20th, 2022 at 8 AM I am down over 30% of my portfolio.

Now, the market fluctuates for sure, but lets be clear here. I am not a risky investor. My portfolio consists of the great american songbook of stocks.

VTI
VTSAX
QQQ
MSFT
AAPL
WMT
KO

are among the top of mind here. All are seen as safe options that would fund a lifestyle in retirement.....all have been hit heavily.

And to add insult to injury a non insignificant part of my compensation at work is tied into Restricted Stock Units I receive on a quarterly basis. My company, GOOG, is also down heavily thus lowering my income dramatically right now.

Add inflation on to this and honestly is retirement realistic to anybody anymore?

Lower income
Lower savings
Lower buying power

Am I missing something? Are the only people who can retire are those on a pension?

12
General Discussion Forum / Re: DNA results came today
« on: May 18, 2022, 10:11:35 PM »
46% Nigerian along with small percentages from various West Africa regions and small traces of European DNA. It also identified my grandfather's grandmother who was Pee Dee Indian.  I knew the indian part but the high Nigerian number was surprising. I was under the impression few Nigerian slaves came to the US. Per a quick online search today, I learned  most Nigerians blood lines came here indirectly via the Caribbeans in the 1800's, when Europe outlawed the slave trade.(The French sold their Nigerian slaves to Caribbean farmers.) That 46% also suggests  my mother's father had a lot of Nigerian DNA as well.

I have always speculated my people came from the Caribbeans and were not here for generations. Our low percent of European DNA supports this notion. 

If if told people I was half Nigerian, I would not be telling a lie.

You're in my prayers. :angel:

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